Money Glow Up with Tiffany Aliche

In this week’s episode of Money Glow Up, host Tiffany Aliche welcomes Robert Powell, the host of Yahoo Finance’s Decoding Retirement, to explore how to prepare for retirement effectively.
According to Powell, while retirement is achievable, the path to it varies significantly based on income level and your ability to fund retirement savings to meet your desired standard of living.
“If you're in the highest income quintile, you're fine. You're more than likely saving enough for retirement. If you're in the lowest income quintile, most of your pre-retirement income will be replaced by Social Security,” Powell explains. However, “ if you're in the middle-income quintiles, those are the people that need to worry about whether retirement is attainable or not.
Tiffany Aliche creates a space to share real and inspiring money stories, learn financial fundamentals, and build your future. Step into the classroom with Money Glow Up with Tiffany Aliche—aka The Budgetnista—to jump-start your financial journey.
Have a money story of your own? Questions? Fan mail? Email us at yfpodcasts@yahooinc.com.
Find this episode's transcripts and more episodes of Money Glow Up at http://finance.yahoo.com/videos/series/money-glow-up/.
Not only is Robert Powell the host of Yahoo Finance’s podcast Decoding Retirement, but Bob is also editor-in-chief of the Investments and Wealth Institute's (IWI) Retirement Management Journal, the world's first peer-reviewed journal solely dedicated to retirement income. On top of that, Bob is both a Certified Financial Planner and Retirement Management Adviser certificant.
Yahoo Finance's Money Glow Up is hosted by Tiffany Aliche, and produced by Shelby Boamah.

In this week’s episode of Money Glow Up, host Tiffany Aliche speaks to Ashely M. Fox, the founder and CEO of the fintech startup Empify, to dive into how we can shift our mindset around wealth and start taking practical steps toward financial security.
Fox founded Empify in 2013 to provide accessible financial education and resources to the 99% of individuals who are often overlooked by Wall Street. According to Fox, building wealth starts with a simple, yet powerful, shift: changing how we think about money.
“There's a mental barrier that stops us from believing we deserve to have wealth,” Fox explains.
Tiffany Aliche creates a space to share real and inspiring money stories, learn financial fundamentals, and build your future. Step into the classroom with Money Glow Up with Tiffany Aliche—aka The Budgetnista—to jump-start your financial journey.
Have a money story of your own? Questions? Fan mail? Email us at yfpodcasts@yahooinc.com.
Find this episode's transcripts and more episodes of Money Glow Up at http://finance.yahoo.com/videos/series/money-glow-up/.
Ashley M. Fox is not only a former Wall Street analyst, she is also an award-winning financial expert on a mission to create more accessible investing education for the 99%, that Wall Street often overlooks. Not to mention she is a Howard grad and CEO of Empify, a site that “providing the knowledge you need with the support you deserve.”
Yahoo Finance's Money Glow Up is hosted by Tiffany Aliche and produced by Shelby Boamah.

In this week’s episode of Money Glow Up, host Tiffany Aliche speaks to financial journalist and financial behavior expert Stacey Tisdale to explore the best pathways to building wealth: real estate or the stock market.
Tisdale takes a holistic approach to wealth building, which begins with exploring your definition of wealth. Once you’ve defined wealth, the next step is to ”align your goals with your spending choices,” Tisdale said. “If this is what I would want my life to look like, what's that really going to cost me? Figure out what that number is, and that'll give you the motivation.”
Tiffany Aliche creates a space to share real and inspiring money stories, learn financial fundamentals, and build your future. Step into the classroom with Money Glow Up with Tiffany Aliche—aka The Budgetnista—to jump-start your financial journey.
Have a money story of your own? Questions? Fan mail? Email us at yfpodcasts@yahooinc.com.
Find this episode's transcripts and more episodes of Money Glow Up at http://finance.yahoo.com/videos/series/money-glow-up/.
Stacey Tisdale is a veteran TV broadcast financial journalist and financial behavior expert. She’s the co-host of the personal finance show Wealth Wednesdays with IHeartMedia, Power 105.1 Breakfast Club, and Angela Yee.
Yahoo Finance's Money Glow Up is hosted by Tiffany Aliche, and produced by Shelby Boamah.

In this week’s episode of Money Glow Up, host Tiffany Aliche speaks to Michael Liersch, head of Advice and Planning for Wealth and Investment Management at Wells Fargo. Liersch offers insight for managing financial stress, budgeting, and why people so often find themselves financially strapped during the holidays.
Tiffany Aliche creates a space to share real and inspiring money stories, learn financial fundamentals, and build your future. Step into the classroom with Money Glow Up with Tiffany Aliche—aka The Budgetnista—to jump-start your financial journey.
Have a money story of your own? Questions? Fan mail? Email us at yfpodcasts@yahooinc.com.
Find this episode's transcripts and more episodes of Money Glow Up at http://finance.yahoo.com/videos/series/money-glow-up/.

01:25 - Michael Liersch joins Money Glow Up
02:05 - Liersch's background in cognitive psychology
02:50 - Most common holiday financial stressors
03:43 - How cognitive psychology explains holiday debt
04:37 - How to manage holiday stress
05:58 - Budgeting for holiday gifts
13:19 - Best practices for credit card use
14:49 - Financially preparing for the new year
15:39 - Having a financial accountability partner
16:28 - Tips for decreasing financial anxiety
18:35 - Liersch's holiday gift nostalgia
20:15 - Why you should talk openly about money
20:49 - Takeaways

Yahoo Finance's Money Glow Up is hosted by Tiffany Aliche, and produced by Lauren Pokedoff and Shelby Boamah.

In this week’s episode of Money Glow Up, host Tiffany Aliche speaks to career expert and executive coach Laura Gassner Otting to explore whether trade school or college is the better financial choice, diving into the benefits of each path.
Gassner Otting explains that while college graduates may earn more over the course of their careers, trade school graduates start earning earlier — and without the burden of student loan debt. “They’re graduating without debt, and people coming out of trade schools immediately start usually earning union-protected wages,” Gassner Otting says.
Tiffany Aliche creates a space to share real and inspiring money stories, learn financial fundamentals, and build your future. Step into the classroom with Money Glow Up with Tiffany Aliche—aka The Budgetnista—to jump-start your financial journey.
Have a money story of your own? Questions? Fan mail? Email us at yfpodcasts@yahooinc.com.
Find this episode's transcripts and more episodes of Money Glow Up at http://finance.yahoo.com/videos/series/money-glow-up/.

00:00 - Laura Gassner Otting joins Money Glow Up
02:36 - What is a trade?
04:09 - Gen Z redefining success  
05:34 - Financial benefits of attending trade school
06:38 - Financial benefits of attending college
12:49 - Venture Capital investment in trade schools
13:21 - Factors to consider when shifting directions in your career
15:33 - GassnerOtting on her career trajectory and shaping AmeriCorps
17:35 - Pivoting after establishing a career
19:20 - Gassner Otting on the coin flip study
21:42 - Takeaways

Laura Gassner Otting is a career expert, bestselling author of three books, serial entrepreneur, executive coach, and keynote speaker. She’s an instigator, a motivator, and a provocateur, and she’s never met a revolution she didn’t like.

Yahoo Finance's Money Glow Up is hosted by Tiffany Aliche, and produced by Lauren Pokedoff and Shelby Boamah.